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How We Can Help With Your Dream Home

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Buying a home is one of the most important steps in your life. Whether you are buying your first home or your fifth, it's likely the largest investment many will make in their entire lifetime. While it may seem a bit intimidating, it's something to be very proud of! Our Lake of the Ozarks bankprovides home loan options for local and vacation homeowners. With competitive rates and friendly service, First National Bank is the place to go for your next mortgage!


Personal Service From application to closing, the entire home mortgage process will include personalized service. Our lenders are happy to help you through the entire home buying process. From a friendly face to a knowledgeable experience, our lenders are top notch!

Pre-qualification As you start the home buying process, it's a good idea of how much home you can afford. This process involves running your credit information and evaluating your current financial situation. We provide the pre-qualification service at no …

Holiday Happenings at the Lake of the Ozarks

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There are a TON of fun and exciting events that take place during the month of December. From holiday gatherings to Christmas celebrations, it's a great way to get involved in the community AND help your family get into the holiday spirit. Our Lake of the Ozarks bank knows how important it is to spend time with your family and we've provided a list of some upcoming events in which you can make new holiday memories with yours! Take a look below!
Enchanted Village of Lights
November 17 - January 1 Visit the City of Laurie and enjoy the Enchanted Village of Lights. It's the area's largest drive-through Christmas light display. Take advantage of a memorable car ride with your family as you take in the beautiful sights of the display. A donation may be made at the end of the lighted park.
Christmas Village at Old Kinderhook
November 23 - December 24 Every weekend from Thanksgiving to Christmas, bring your family out for festive fun to our local Christmas Village at Old Kinderhook…

Introducing Your FAVORITE New Way to Pay!

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Shopping has never been more fun! Our new Visa® personal and business credit card has a TON of perks that you can start enjoying right away. Experience the difference for yourself by checking out the benefits with First National Bank. We pride ourselves on offering banking products that work well for you on a personal and business level. Take a look below to learn more details about both our personal and business credit card service.


Personal Credit Card:
Our Visa® Platinum Preferred and Visa® Classic credit cards are designed to help you manage your account sensibly. Each card is simple, reliable, safe and easy to use with no complicated fees or rules. Use your card when making a purchase wherever Visa® is accepted.

Your new card offers:
-A low variable rate
-No annual fee
-Free online account information
-Worldwide acceptance
-Cash advance at thousands of ATMs
-Auto rental insurance
-Automatic payment option
-Travel accident insurance coverage
-Prompt, expert service you've come…

Smart Savings Tips for Christmas

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It may seem early to be talking about Christmas, but it's never too early to start SAVING for holiday expenses. The holiday season costs a lot - from travel to buying more food to gift giving. Here at First National Bank, we want to help YOU financially prepare for Christmas expenses. To help you get ready, take a look below for smart savings tips you start implementing right away to gear up for the holiday season.

Set a Budget Before you start saving, you need to get a good idea of how MUCH you need for the holidays. Create a budget for gifts, food, and travel expenses that you and your family typically use during the Christmas season. Once you set a budget, it's important to stick with it to help ensure you have enough money to last through all of your holiday expenses.

Put Money in a Savings Account After you've established a budget, you can break down how much you need to save in order to reach your goals. Take the total amount you plan to spend and divide it between h…

FAQ About Our Online Banking Service

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Our online banking service offers a convenient way to handle your banking transactions. Whether you are making a payment or transferring funds, you can accomplish all of your banking tasks at any hour of the day. Online banking with First National Bank is easy! Account alerts, your transaction history, a customized dashboard, and online transfers can all be easily accessed online. Our Lake of the Ozarks bank is excited to answer some frequently asked questions about our online banking service to help clear up any questions!




Q: What happens if I forget my online banking password? A: You are allowed three attempts to enter your password. If unsuccessful after the third attempt, you will be locked out of online banking. Immediate access may be regained by calling our Customer Service at 1-877-346-3615 during normal banking hours; OR you may use the self-reset password option if you have enabled it through your NetTeller account.


Q: How do I reset my online banking password?A: Call our cu…

Don't Be SPOOKED By Bank Loans

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Interest rates can be the driving force behind a number of loan options. From a home mortgage to a personal line of credit to a business loan, interest rates impact many aspects of your financial life. Don't be afraid of interest rates - they are simply the amount of money it costs to borrow from a financial institution. Many times your interest rate will be based on your credit score. We pride ourselves on offering clear and concise information about our lending products. There's no reason to be SPOOKED about a loan!


As your trusted Lake of the Ozarks bank, we want to help ease your intimidation of interest rates. Our loan officers offer a ton of OPTIONS for your loan - no matter what type of loan you are after. Borrowing money can help you grow as an individual or business venture - it's important to know all of the ways First National Bank can help you! Take a look below to learn a little more about our loan options.

Consumer Loans Automobile - Whether you are looking t…

Perks Of Our Mobile Banking App

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Access all of your First National Bank accounts from your fingertips with our mobile banking app. It's an easy and convenient way to handle all of your banking at the Lake of the Ozarks. From transfers to transaction history, you can keep tabs on your financial situation at any time. If you are interested in learning more about our mobile banking app, take a look at a few of the perks below!


1) Keep Tabs on Account Balance Easily access your account balance while you are on the go. See what has cleared and what transactions are still pending, when you take advantage of our online banking app. It's an easy way to get a quick glance at all of your First National Bank accounts, in one place! Always know exactly what your financial situation and account balance are with this handy app!

2) Access Transaction History Curious about a past transaction? View your history from the convenience of your phone or other mobile device. Securely look up any transaction that has taken place wit…